Sound Retirement Trust Web Site
Acceptance:
The TERMS OF USE that follow govern your use of this website. When you access this site, you acknowledge that you have read and agree to abide by the TERMS OF USE. Use of online services conveys explicit consent to the processing of personal data for one or more specific purposes. You agree these terms to be the legal equivalent of a signed contract, equally binding and that you accept such terms. If you do not agree to these terms as described here, you are not granted permission to use the site and should exit now.
You may use the website only for lawful purposes and in accordance with these TERMS OF USE. You agree not to (i) use the website in any way that violates any applicable federal, state, local or international law or regulation (including, but not limited to, any laws regarding the export of data or software to and from the U.S. or other countries), (ii) engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the website, or which, as determined by the Sound Retirement Trust, may harm the Sound Retirement Trust or users of the website or expose them to liability, (iii) use the website in any manner that could disable, overburden, damage, or impair the website or interfere with any other party's use of the website, (iv) use any robot or other automatic device, process or means to access the Website for any purpose, including monitoring or copying any of the material on the website, (v) use any manual process to monitor or copy any of the material on the website or for any other unauthorized purpose without the Sound Retirement Trust’s prior written consent, (vi) use any device, software or routine that interferes with the proper working of the website, (vii) introduce any viruses, trojan horses, worms or other material that is malicious or technologically harmful, (viii) attempt to gain unauthorized access to, interfere with, damage or disrupt any parts of the website, the server on which the website is stored, or any server, computer or database connected to the website, or (ix) attack the website or otherwise attempt to interfere with the proper working of the website.
Use of Information on Website:
This material contained on the website is for informational purposes only and is not intended to be an authoritative or binding presentation of the official rules and regulations of the Sound Retirement Trust’s plan documents. Nothing contained on this website is meant to interpret, extend, or change in any way the governing documents of the Sound Retirement Trust.
The Board of Trustees of the Sound Retirement Trust (the "Trustees") has made this website available to you for you to gain easier access to information about the Sound Retirement Trust and your benefits. However, information on this website does not overrule the official Plan Document, rules, and regulations of the Sound Retirement Trust, and other governing documents, which are subject to change. Only the Trustees have the authority to interpret the Sound Retirement Trust’s governing documents and your rights can only be determined by the provisions of the governing documents. The information on this website is not intended to be used as the sole basis of any eligibility or benefit related decision. You cannot claim any benefit, file an appeal, or file a lawsuit against anybody based on your reliance on anything contained in this website. If you require a formal determination about a critical benefit issue affecting you, your inquiry should be directed in writing to Zenith American Solutions.
Website Content:
This website contains information of a general and educational nature about your benefit plan and issues relating to your benefit plan. This website contains no medical, legal, tax, financial planning or any other form of professional advice. The Trustees encourage you to make appropriate use of medical, legal, tax, and financial planning professionals in helping you to make prudent decisions regarding the use of your benefits.
User Information:
If you create an account with us, you must provide information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the TERMS OF USE, which may result in immediate termination of your account on the Website. You are solely responsible for backing up all data you input onto the website.
You acknowledge and agree that the account you create is personal to you and that you will be entirely responsible for maintaining the confidentiality of any password and other account information that you create in order to access or use the website. You agree to notify us immediately of any unauthorized use of your account, username, or password. We will not be liable for any loss that you incur as a result of someone else using your password, either with or without your knowledge.
Copyright:
Everything on this site is copyrighted. The copyrights are owned by Sound Retirement Trust. All data, page views, source program code and access methods are protected by law, including but not limited to, United States copyright law.
The data contained on this website is proprietary to or properly licensed to the Sound Retirement Trust and may not be copied, reproduced, duplicated, modified, distributed, or disclosed without the approval of the Sound Retirement Trust. However, you may download materials on any single computer for your personal, noncommercial use. Improper access and use of this website is strictly prohibited and may subject an unauthorized user to criminal and civil penalties, including indemnification of the Sound Retirement Trust for loss or damage caused by unauthorized use. The Sound Retirement Trust expressly reserves any and all rights in all content contained on this website.
Disclaimer:
NEITHER THE SOUND RETIREMENT TRUST, ZENITH AMERICAN SOLUTIONS, NOR THEIR EMPLOYEES, OFFICERS, AFFILIATES, TRUSTEES, AGENTS OR ANY RELATED ENTITIES (COLLECTIVELY, "US," "WE" OR "OUR") WARRANT THAT ACCESS TO OR USE OF THE WEBSITE WILL BE UNINTERRUPTED OR ERROR FREE OR THAT DEFECTS IN THE WEBSITE WILL BE CORRECTED. THIS WEBSITE, INCLUDING ANY CONTENT OR INFORMATION CONTAINED WITHIN IT OR ANY WEBSITE-RELATED SERVICE, ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITH NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, QUALITY OF INFORMATION, QUIET ENJOYMENT AND TITLE/NON-INFRINGEMENT. WE SPECIFICALLY DISCLAIM ALL LIABILITY FROM ERRORS OR OMISSIONS IN, OR THE MISUSE OR MISINTERPRETATION OF, ANY INFORMATION OBTAINED THROUGH THE WEBSITE. WE DO NOT MAKE ANY REPRESENTATION OR WARRANTY REGARDING THE WEBSITE'S ACCURACY, COMPLETENESS, SECURITY, QUALITY OR RELIABILITY, INCLUDING WITH RESPECT TO THE INFORMATION, TEXT, GRAPHICS, LINKS OR OTHER ITEMS CONTAINED ON THIS WEBSITE.
IN NO EVENT WILL WE BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE WEBSITE OR SUCH OTHER WEBSITES OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT OR OTHERWISE, EVEN IF FORESEEABLE. THE FOREGOING DOES NOT AFFECT ANY LIABILITY WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.
YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THIS WEBSITE AND LINKED WEBSITES. WE DO NOT WARRANT THAT FILES AVAILABLE FOR DOWNLOAD WILL BE FREE OF MALWARE OR OTHER DESTRUCTIVE PROGRAMMING. YOU ARE RESPONSIBLE FOR IMPLEMENTING PROCEDURES SUFFICIENT TO SATISFY YOUR NEEDS FOR DATA BACK UP AND SECURITY. YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE WEBSITE AND OF THE INTERNET.
Communication With Our Website:
Sound Retirement Trust welcomes your permitted use of our website. Your feedback and suggestions about how to improve our products and services are also welcome. However, by transmitting any suggestions, materials, information or other content to this website, you automatically grant Sound Retirement Trust a perpetual, irrevocable, non-exclusive right and license to use, modify or publish such content royalty-free with or without attribution.
No Solicitation Or Offer Of Legal Advice:
Nothing contained, expressed or implied in this site is intended nor can be construed as legal advice. The information in this site is for general purposes only. If you have questions about any law, regulation or requirement referenced in this site, you should contact your own legal counsel. The information in this site is also not intended nor can be construed as financial advice or a solicitation of any product or service. Individual inquiries about sensitive or confidential matters should be directed to financial planning professionals.
Confidentiality:
Please be advised that this site strives to protect the confidentiality of participant information using secured servers, but confidentiality cannot be guaranteed. Communications or material transmitted through the Sound Retirement Trust website uses electronic mail. This e-mail is not encrypted but is directed to staff at the Trust’s third party administrator, Zenith American Solutions. If you note any breach of confidentiality please notify Zenith American Solutions via email or by telephone at (866) 277-3927.
Privacy:
Sound Retirement Trust has a privacy statement disclosing what information we collect about visitors, how we use such information and the steps we take to secure such information. The privacy statement includes how you can correct or otherwise modify such information and how you can decline to have information about you collected.
Corrections And Changes:
While we keep these materials up to date, neither the Sound Retirement Trust nor Zenith American Solutions assumes responsibility for errors or omissions in these materials. The Sound Retirement Trust and Zenith further do not warrant the accuracy or completeness of the information, text, graphics, links or other items contained within these materials. The Sound Retirement Trust and Zenith may make changes to the TERMS OF USE, content of this website or services provided at any time without notice, and makes no commitment to update the information contained herein. Your continued access or use of the website will imply your full acceptance of the changes. The Sound Retirement Trust and Zenith reserve the right to terminate your access to the site for any reason totally at our discretion.
Use Of The Internet:
Use of the internet is solely at your own risk and subject to all applicable state, national and international laws and regulations. The Sound Retirement Trust and Zenith American Solutions will not be liable for any loss resulting from a cause over which we do not have direct control, including but not limited to failure of electronic or mechanical equipment or communication lines, telephone or other connection problems. The Sound Retirement Trust and Zenith are also not liable for computer viruses, unauthorized access, theft, operator errors, weather related problems, natural disasters, labor problems or governmental restrictions.
Indemnification:
You agree to defend, indemnify and hold harmless the Sound Retirement Trust and Zenith American Solutions and all their respective clients, plan sponsors, Trustees, affiliates, directors, officers, employees, representatives, proprietors, partners, shareholders, servants, principals, agents, predecessors, successors, assigns, and attorneys from and against any and all claims, proceedings, damages, injuries, liabilities, losses, costs and expenses relating to your use of the site.
Links To Other Websites:
While this Web site may contain links to other Internet web sites, the Sound Retirement Trust and Zenith American Solutions is not responsible for the content of any linked sites. The Sound Retirement Trust and Zenith provide these links as a convenience and does not control, endorse or promote the companies or contents of any linked web sites unless expressly stated.
These TERMS OF USE Constitute The Entire Agreement Between You, The Sound Retirement Trust, And Zenith American Solutions Governing Your Use Of The Web Site. You Acknowledge That In Providing You Access To And Use Of The Website, The Sound Retirement Trust and Zenith American Solutions Has Relied On Your Agreement To Be Legally Bound By These TERMS.
Governing Law:
These Terms shall be governed and construed in accordance with the laws of the United States and, to the extent not preempted, the State of Washington, without regard to its conflict of law provisions. The Sound Retirement Trust’s rights and all rights of participants and beneficiaries under the its governing documents shall be governed by the Employee Retirement Income Security Act of 1974, as amended ("ERISA"), except to the extent ERISA does not preempt state law.
Entire Agreement; Waiver:
Our failure to enforce any right or provision of these TERMS OF USE will not be considered a waiver of those rights. If any provision of these TERMS OF USE is held to be invalid or unenforceable by a court, the remaining provisions of these TERMS OF USE will remain in effect. These TERMS OF USE constitute the entire agreement between us and you regarding the website and supersede and replace any prior agreements we may have with you regarding the website.
This TERMS OF USE Agreement was last updated April 2022.